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Here are some reasons you may have to have gap insurance: Financed for 60 months or longer Leased the vehicle (carrying gap insurance is generally required for a lease) Purchased a vehicle that depreciates faster than the average Rolled over negative equity from an old car loan into the new loan
Read MoreIn our quest to always save you money on insurance, this month we’re covering gap insurance. You may ask, what is gap insurance anyway? In short, it covers the gap between what you owe on a car loan or lease and the current market value of the vehicle. When you buy or lease a new car or truck, the vehicle starts to depreciate in value the moment it leaves the car lot. Let’s say you buy a $30,000 car, you drive it off the lot and now you’re driving home and it’s only (...)
Read MoreAmericans collectively dropped a record-breaking $95.7 billion on their pets last year, according to the American Pet Products Association, which is up from $72.56 billion the year before.
Read MoreIf you’ve checked your Facebook feed lately, I bet someone you know has added a new four-legged family member in the recent months. After all, who wouldn’t want some extra comfort during COVID lockdown? And while we love our cats and dogs, sometimes they can open us up to some added liability, but there is a quick and inexpensive solution: an umbrella policy. You’re probably asking why your home and auto policy wouldn’t make you adequately covered, and the answer is (...)
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