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Blog: Insurance News & Tips

Click any post to read about Titan Insurance's latest Insurance News & Tips

Do I have the right insurance to replace my roof?

July 31, 2018 Author: Liz Giannetti

Roofs in Ohio take a beating. From spring storms, to ice dams in the dead of winter, to hurricanes (anyone remember when the tail end of Hurricane Ike ripped through on September 14, 2008?), many of our customers have experienced an issue with their roof due to weather. Roofs are expensive, and not all roof coverage is the same. Wind and hail storms of the past have pushed some insurance companies to try to limit their exposure to roof claims by making changes to coverage. The good news is the (...)

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Changes at Nationwide Insurance, discounts for you!

July 18, 2018 Author: Liz Giannetti

Earlier this year, Nationwide Insurance announced that they were going from many brands (Nationwide, Allied, Harleysville, etc.) to just one Nationwide Insurance brand. Additionally, they announced that Nationwide products will now be sold through independent insurance agents (like yours truly!), and that they would no longer have exclusive Nationwide Insurance agents. With this change in distribution, Nationwide has also made some changes in their discounts. In the past, I’ve recommended (...)

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Our tricks to save you money on insurance

June 20, 2018 Author: Liz Giannetti

There is nothing worse than getting your insurance renewal in the mail and seeing that the premium went up. And most of the time, it really didn’t have a reason to, unless you had a claim. We keep seeing this on many of your home and auto policies when they are coming up for renewal. Here’s why it’s happening: Most insurance companies have lost significant amounts of money on their auto books in the last several years and because they’ve lost money, they’ve taken (...)

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Insuring your home to replacement cost, and insuring jewelry

May 21, 2018 Author: Liz Giannetti

The real estate market is insane! If you’re lucky enough to get the house you bid on, you may be surprised to see the cost of your Coverage A, or replacement cost coverage, is less than what you bought the house for. Why is this? Most insurance companies use software program Marshall & Swift to review all the details of your house, from the square footage, to the number of bathrooms, to the construction quality and exterior, to figure out what it would cost to completely rebuild your (...)

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