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Blog: Insurance News & Tips

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Changes at Nationwide Insurance, discounts for you!

July 18, 2018 Author: Liz Giannetti

Earlier this year, Nationwide Insurance announced that they were going from many brands (Nationwide, Allied, Harleysville, etc.) to just one Nationwide Insurance brand. Additionally, they announced that Nationwide products will now be sold through independent insurance agents (like yours truly!), and that they would no longer have exclusive Nationwide Insurance agents. With this change in distribution, Nationwide has also made some changes in their discounts. In the past, I’ve recommended (...)

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Our tricks to save you money on insurance

June 20, 2018 Author: Liz Giannetti

There is nothing worse than getting your insurance renewal in the mail and seeing that the premium went up. And most of the time, it really didn’t have a reason to, unless you had a claim. We keep seeing this on many of your home and auto policies when they are coming up for renewal. Here’s why it’s happening: Most insurance companies have lost significant amounts of money on their auto books in the last several years and because they’ve lost money, they’ve taken (...)

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Insuring your home to replacement cost, and insuring jewelry

May 21, 2018 Author: Liz Giannetti

The real estate market is insane! If you’re lucky enough to get the house you bid on, you may be surprised to see the cost of your Coverage A, or replacement cost coverage, is less than what you bought the house for. Why is this? Most insurance companies use software program Marshall & Swift to review all the details of your house, from the square footage, to the number of bathrooms, to the construction quality and exterior, to figure out what it would cost to completely rebuild your (...)

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Two ways to save on your home and car insurance

April 26, 2018 Author: Liz Giannetti

One of the easiest ways to save money on your auto insurance is by enrolling in your insurer’s telematics program. Telematics is basically putting a device in your car for a few months so it can monitor how much you drive and your driving behavior. What we like about it is that you get an initial discount for doing your insurer’s telematics program, and based off your driving, you can earn even bigger discounts. Titan Insurance Service’s Liz Giannetti and her husband Joe did it (...)

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