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Blog: Insurance News & Tips

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How to save money on your condo association dues

October 30, 2018 Author: Liz Giannetti

As previous condo owners, Doug and Liz know the pain of the seemingly constant increase in condo dues … but now we’ve found a way to cut out part of the pain. Refer your condo association to Titan Insurance Services to save some money on the insurance portion of the dues! We specialize in master condominium insurance policies to cover your entire condo association. This coverage includes the property, liability and theft from the association. Many of our carriers, including (...)

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Floods and earthquakes are NOT covered by a standard insurance policy!

September 25, 2018 Author: Liz Giannetti

We’ve all been watching the devastation in North Carolina from all the inland flooding.  We’ve also recently seen earthquakes for our friends in California. And while we don’t often experience these things on a large scale in the Midwest, it does still happen here and your standard homeowners or renters policy will NOT cover these events! Flood Generally speaking, if it’s a moving body of water that comes into your house from the outside, it’s a flood. If you (...)

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The real story on usage-based insurance

August 28, 2018 Author: Liz Giannetti

There’s a new company advertising these days, Root Insurance, with the claims that you get the best rates by using their app. The real story is almost every insurance carrier offers the exact same thing! Our carriers, including Progressive, Nationwide, Safeco and Travelers, use telematics, or usage-based insurance, to give you a more accurate rate based on how you actually drive. You’ll either use a device installed under your dashboard, or an app. Then for a period of time, the (...)

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Do I have the right insurance to replace my roof?

July 31, 2018 Author: Liz Giannetti

Roofs in Ohio take a beating. From spring storms, to ice dams in the dead of winter, to hurricanes (anyone remember when the tail end of Hurricane Ike ripped through on September 14, 2008?), many of our customers have experienced an issue with their roof due to weather. Roofs are expensive, and not all roof coverage is the same. Wind and hail storms of the past have pushed some insurance companies to try to limit their exposure to roof claims by making changes to coverage. The good news is the (...)

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